Aetna offers affordable dental insurance plans as well. An Aetna dental plan provides patients with quality insurance coverage to maintain a beautiful and healthy smile. Dental insurance can be obtained at the individual or family level. Vision coverage can also be added to a dental plan, if needed. Aetna dental insurance works to provide customers with cost savings, a vast network of providers, and convenient care. Additional information regarding the types of dental insurance offered by Aetna is outlined below.
Dental Plans
There are many benefits to every dental plan offered by Aetna. Additional details regarding dental plan benefits are summarized below.
Affordable
Dental insurance plans are designed to be affordable. Dental plan options start as low as $20 a month. The plans can include full coverage for preventative care, which includes routine visits, professional cleanings, and X-rays.
Vast Provider Network
With more than 445,000 dental providers within the Aetna dental insurance network, customers have access to a comprehensive network for care.
Virtual Care
Aetna also offers virtual dental care to patients. This specialized technology can identify common issues, including cavities, gum disease, and other problems, without the patient ever leaving their home. Customers also have access to special oral health products that aim to meet their dental needs.
Dental Coverage
Dental plans provide coverage for common issues such as crowns, fillings, root canals, and additional problems.
Additional Offerings
Dental plans can include access to other benefits that aim to help patients maintain good oral health.
Dental Insurance Plans
Aetna dental insurance provides coverage for both individuals and families. Below is a chart that provides additional details on each of the dental plans. A summary of the services covered and the applicable in-network costs associated with the Aetna dental plans is summarized below.
Aetna Dental® Direct Preferred PPO
This is the highest level of coverage offered and is for customers who need more than routine dental care.
- Preventative care: $0 and the deductible is waived
- Basic procedures: customers pay 20% of the cost
- Major procedures: customers pay 50% of the cost
- Annual benefit maximum: $1,250
- Deductible: $50 per person and $150 per family
- Monthly cost: starts at $25.05 per month
Aetna Dental® Direct Core PPO
This plan is the same as the Preferred plan but includes a lower premium. Customers may pay more for services.
- Preventative care: $0 and the deductible is waived
- Basic procedures: customers pay 50%
- Major procedures: customers pay 50%
- Annual benefit maximum: $1,000
- Deductible: $50 per person and $150 per family
- Monthly cost: starts at $21.95 per month
Aetna Dental® Direct Preventive PPO
Budget-conscious coverage for routine care with the lowest monthly premium. Available in AZ, CA, FL and ME.
- Preventative care: $0
- Basic procedures: not covered
- Major procedures: not covered
- Annual benefit maximum: no maximum
- Deductible: $0
- Monthly cost: starts at $20.74 a month
In some cases, there are limitations based on the services covered. These limitations can be based on various things such as age, frequency, and previous coverage. Be sure to review your specific plan to determine the benefit levels and covered services.
Aetna offers a variety of affordable dental plans that range in their coverage and cost. Call the office today to review the services we offer and discuss any questions regarding your dental insurance coverage.