Aetna provides customers with affordable dental insurance plan options. The dental plans offered by Aetna offer quality insurance that works to help patients maintain their oral health. Dental insurance plans are offered for both individuals and families. If needed, customers can also add vision coverage to their dental plans. Benefits of Aetna’s dental insurance include affordable plans, preventative care coverage, cost savings, expansive provider network, and convenient care options. Below is a summary of common questions and details on how Aetna dental insurance works.
Comprehensive Network
Over 445,000 dental providers are included in the Aetna dental insurance network. Aetna’s customers have full access to this network in order to obtain optimal care when they need it.
Cost Effective
The dental insurance plans offered by Aetna work to be affordable. The plans are offered for as little as $20 each month. The plans range in their coverage based on the patient’s oral health needs and budget.
Convenient Care
Another benefit of Aetna dental insurance is that patients have access to virtual care. Specialized technology works to detect common oral health issues such as gum disease and cavities. Patients can receive a diagnosis without leaving the comfort of their home. Plans also offer access to special oral health products to ensure patients maintain a beautiful smile.
Dental Insurance
As previously mentioned, Aetna dental insurance can cover an individual or a family. The available dental insurance plans are outlined below:
- Aetna Dental® Direct Preferred PPO: The highest level of coverage offered for customers with dental needs beyond preventative, routine care.
- Aetna Dental® Direct Core PPO: This is the same as the Preferred plan but is offered at a lower premium. There may be an increased cost for some services.
- Aetna Dental® Direct Preventive PPO: This is the most affordable coverage, which includes routine care for a low monthly premium. This coverage is limited, and availability is based on where the customer lives.
Restrictions
Some plans have limitations based on the services that are covered. Limitations may be based on frequency, age, previous coverage, and other components. It is critical for customers to know the benefits and covered services associated with their plan.
Multiple Plans
Some customers have multiple dental plans. If the plan has a provision for the coordination of benefits, the provider will confirm which plan has the primary responsibility for payment of the claim. The plan that has primary responsibility will be the primary payor. The other plan will be the secondary payor. The plan, which is the primary payor, will pay for the claims as normal without the consideration of secondary coverage. The secondary plan will then act as a supplement to provide additional coverage on top of the primary plan.
Finding a Provider
There are various resources that can be helpful in finding a dentist in your area. The online directory can be incredibly helpful when searching for a provider. There are various search criteria that customers can use, including the specialty, name of the dentist or practice, and location radius.
A variety of affordable dental plans are offered by Aetna that range in cost and coverage. Call the office today to review the services we offer and discuss any questions regarding your dental insurance coverage.