About 49% of Americans get health insurance coverage through their employers. That is 157 million people. Employer-sponsored health plans play a huge role in benefits packages, and while there are many different health plans to choose from, it is good to know what makes UnitedHealthcare so distinct.
Choosing a Health Insurance Plan from UnitedHealthcare
When you are choosing a health plan through your employer, UnitedHealthcare plans usually offer more of what you are looking for, such as personalized support, helpful digital tools, and large provider networks giving you more choices for doctors, clinics, and hospitals.
What are the Different Types of Health Insurance?
There are a variety of health insurance plans, and each is designed to fit unique needs. Some types of health insurance include:
- Government Plans-
Affordable Care Act, ACA, plans, which can also be called Marketplace, Exchange plans, or Obamacare.
Medicare plans, for people over 65 or those under 65 who may qualify because of a disability or special condition.
Medicaid plans, plans that are low-cost or no-cost, or Dual Special Needs plans, D-SNP.
- Short-term Plans-
Plans that provide limited coverage for a limited period.
- Supplemental plans-
For example, dental or vision plans may cover expenses not covered by a medical plan.
Access a Large Network of Providers and Services
With over a million providers and over 6,000 hospitals in our network, UnitedHealthcare gives you greater access to the care you might need. Pharmacy benefits will allow access to our large, nationwide network of pharmacies that offer greater discounts, convenience, and choice.
Services like Virtual Visits will help connect you with a doctor who can treat a wide range of nonemergency medical conditions, and even provide you with prescriptions, if needed.
Get Digital Tools to Manage your Plan Easily
With UnitedHealthcare, you receive personalized digital tools that help you check in on your plan at your convenience, making it much easier to stay on top of your benefit details.
Your personalized member site helps you manage your health plan. You can search for a doctor, price the network care you need, view claims details, refill your prescriptions, and manage your financial accounts.
The UnitedHealthcare app helps you find care options in your network, see any claim details, and monitor progress toward your deductible, share your health plan ID card, log in with Touch ID, and talk to a doctor by video 24/7 without leaving the app.
Connect with Us for Personalized Support
UnitedHealthcare will connect you to quality support led by trained experts who will help with your questions and guide you. Whether you are looking for medical care or ways to manage your stress and anxiety, it is good to know you have personal attention. Sign in to your member account to find the support that is available through your benefits.
Benefit from Wellness Programs and Services
Depending on your specific plan, UnitedHealthcare offers a variety of wellness programs and services, all at no additional cost. From losing weight, quitting smoking, fitness rewards, sign in to your member account to find out what is included.
Find Dental Insurance Plans for Individuals and Families
If you are looking for a dental insurance plan that is affordable for you, you will find a variety of options with UnitedHealthcare dental plans. Choose from our plans that include basic dental coverage, or explore coverage that includes major dental treatment, like dental implants.