What is Cigna Insurance?
Cigna Insurance
Cigna Insurance is part of the Cigna Group which is located in Bloomfield, Connecticut. Cigna is an American for-profit managed healthcare and insurance company. Cigna insurance is a major provider of medical, dental, disability, life and accident insurance. They also offer related products and services through employers, organizations, associations, and other types of groups. They support both government and non-government types of organizations.
There are a variety of plans offered by Cigna which include medical, dental, behavioral and disability, in addition to business travel and life components. An expatriate is defined as an employee of a multinational company who is working outside of their home country. This includes international assignments which are both short and long-term. Cigna maintains its own, in-house international claims platform. In addition, they offer a vast network of hospitals and physicians for their members.
Cigna
Cigna helps advocate for the improved health of customers throughout all stages of life. They help guide customers through the complex healthcare system by empowering them with valuable information. This empowers customers in making the best choices to maintain and even improve their health. The Cigna Group is a health benefits provider who serves a wide variety of customers and clients throughout their operations. Their wide variety of insurance helps serve millions of patients on a daily basis. Customers include individuals, employers, government workers, and various businesses. The company works with all aspects of the industry which includes employers, employees, consumers, brokers, consultants, and health care providers.
Healthcare Needs
The employer business in the U.S. works to meet the health and dental needs for millions of customers. A detailed summary of these relationships is outlined below:
- Medical: 15 million customers
- Dental: 16 million customers
- Employers: 37,000 relationships, both public and private
The company offers comprehensive and cost-efficient health care options. They include a wide range of benefits and give patients access to an extensive network of providers. This includes spending accounts, pharmacy coverage, in addition to various mental health and wellness programs which are summarized below.
Cigna can provide customers with safe and convenient drug plans. This includes access to many specialty drugs and medications. In addition, plans can include home delivery, care and support for specialty medications, combined with thousands of retail pharmacies which are within the network.
The Behavioral Health Network focuses on mental health and wellness benefits. This provides customers with access to services, resources, and referrals to licensed mental health providers.
Cigna has benefits which help customers pay for out-of-pocket expenses. This includes copays and deductibles. Policies give patients a peace of mind when they experience unexpected issues. There are also convenient employer-based spending accounts. These resources help employees plan ahead and save for various health care expenses.
Cigna also offers comprehensive vision plans. These plans are supported by a large specialty network of professionals who provide routine vision care.
Dental
Cigna also provides excellent dental coverage to more than 17 million customers. Cigna Healthcare dental plans can include key benefits including reduced deductibles. Dental insurance is important to ensure patients maintain good oral health. Prevention is a key component of good oral health and dental insurance provides coverage for routine visits to the dentist. These visits include an examination and professional cleaning. These regular dental visits also aid in the early detection of issues which could result in serious, long-term issues.
Contact the office to discuss any questions regarding our services and insurance coverage.