If you are looking for a dental insurance plan that is affordable for you, you will find a variety of options with UnitedHealthcare dental plans. You can choose from plans that include basic dental coverage for general dental care, or explore specific coverage that includes major dental care, like dental implants.
Since you realize staying healthy includes your dental health, you can include a dental insurance plan as part of your health care coverage. Dental insurance plans provide benefit options for both basic and major dental services. Dental discount plans can provide you and your family with savings on many common dental services.
What Do Dental Plans Cover?
Dental coverage can include a variety of benefits to cover the dental care needs that matter to you. Here are some examples.
- Preventive Care- Preventive care is often covered with no deductible or waiting.
This usually includes routine teeth cleanings and fluoride treatments for those under the age of sixteen.
- Basic Services- This often includes simple dental fillings or emergency treatment for dental pain, subject to deductible and coinsurance.
- Major Services-This can include retainers and root canals. These are usually subject to the plan’s deductible, coinsurance, and waiting periods.
- Access to a Wide Dental Network- You can choose from a variety of dental providers. This often includes dental offices located in various settings.
- Direct Payment to In-Network Dentists- Easy-to-manage payments. You do not need to submit claim forms.
- No Age Limits- There are coverage options available for your entire family of all ages. If you are on Medicare, which does not include dental benefits, we have plans designed specifically for seniors.
There is a Dental Plan just for You
The following are a few examples of plans available. They will vary depending on your state.
- Dental Savings Complete - Key features are robust dental discounts wrapped with vision, hearing, and prescription savings. The discounts as often as you need them with no annual maximums or limits. There is a nationwide discount network with more than 50,000 dentists available. It offers simple, no-hassle savings. It includes:
Dental- Participating provider discounts on most dental services and many specialties, like orthodontics.
Vision- Discounts on glasses and contacts at UHCGlasses.com.
Hearing- Savings on hearing aids and services through UnitedHealthcare Hearing providers.
Prescription drugs- Discounts on thousands of medications at over 64,000 pharmacies nationwide.
- Gen Saver Dental- Key features are that it is designed for those aged 64+. Pays 60% for preventive care, 50% after deductible for basic services, day one. Pays 10% after deductible for major services day one, 40% after deductible after 1 year; $100 deductible, max three per family.
Deductible- $100 per person.
Preventive care- 60% day one 70% after policy year one 80% after policy year two.
- Gen Basic Dental- Key features are designed for 64+ age individuals. 100% preventive care coverage day one. $1,500 calendar year max benefit.
Deductible- $100 per person.
Preventive care- 100% day one of policy.
- Gen Deluxe Dental- Key features are designed for individuals aged 64+. Pays 10% after deductible for major services, including dental implants, day one, 40% after deductible after 1 year. $2,000 calendar year max benefit; $50 deductible, max three per family.
Deductible-$50 per person.
Preventive care- 100% day one of policy.