What Are the Types of Dental Insurance United Concordia Dental Offers?

United Concordia cares for your smile and your health. They are proud to be part of your dental health care team for over 50 years. They are powered by purpose. They are fierce advocates for oral health, creating dental insurance plans focused on the connection between your healthy mouth and a healthy lifestyle. After all, it is about you. It is the little things that they do to put you first that make all the difference.

Over 11.7 million people depend on United Concordia Dental to protect their smiles. Three million federal and government employees have chosen United Concordia Dental. There are over 20,700 commercial clients offering United Concordia Dental. The successful, huge in-network now has over 147,000 dentists across the country.

Great Value is The Standard for United Concordia Dental

These benefits are available to you:

1. Low monthly premiums.
2. Coverage for preventive dental services.
3. Minimal or no out-of-pocket costs on preventive services.
4. No waiting periods.
5. A thirty percent average discount on non-covered services.
6. Vision discounts are included with each plan.
7. Optional orthodontic coverage.

Smart Dental Plans for Everyone

All their plans are budget-conscious, wellness-focused, and offer plenty of benefits.

Concordia Flex

Features include:

1. Traditional dental PPO designs with flexible, affordable options.
2. An extremely large network of dentists and specialists.
3. Both in- and out-of-network coinsurance percentages are the same.

Advantages for Group Administrators

1. Wide selection of plan designs and program options for you, including orthodontic coverage, implants, and temporomandibular joint dysfunction, or TMJ.
2. Large group experience rating.
3. Secure, online enrollment and eligibility management tools, including Find a Dentist.
4. Toll-free customer service with easy access to our Interactive Voice Response (IVR) system.
5. Informational enrollment materials for you.

Advantages for You as a Member

1. The freedom for you to seek care from any licensed dentist.
2. Affordable costs, no claim forms, no balance billing, when using a dentist in the network.
3. 24/7 access to your benefit information online, including MyDentalBenefits.
4. Preventive care and educational resources promoting better oral and overall health.

Concordia Preferred

1. Dental PPO designs with in-network/out-of-network coverage for all services.
2. Freedom of provider choice.
3. Cost savings when in-network dentists provide care.
4. A large network of dentists and specialists.
5. Your freedom to seek care from any licensed dentist.
6. Affordable costs, no claim forms, no balance billing for covered services when using an in-network dentist.
7. 24/7 access to benefit information online or toll-free, including MyDentalBenefits.
8. Preventive care and educational resources promote better oral and overall health.

Dental Insurance for Businesses of Any Size

With wide-ranging plans, there is an option for you and every team. A summary of the Smile for Health® Value Options:

1. Value PPO Plan 1- A basic dental plan if you are younger and in good oral health. Includes preventive coverage and discounts for basic and major services.
2. Value PPO Plan 2- A mix of preventive, basic, and major dental coverage for you and your family, including their popular Smile for Health®-Wellness add-on.
3. Value PPO Plan 3- A low-deductible plan for your cost-conscious families. Provides preventive coverage plus basic services and discounts for the unexpected.
4. Value PPO Plan 4- Broader coverage for your preventive, basic, and major services, such as fillings, extractions, and crowns. Includes the Smile for Health®-Wellness add-on.

Related Article: How Does United Concordia Dental Insurance Work?