The Importance of Dental Insurance
A healthy smile can have a major impact on your life. That is why keeping smiles healthy is so important to insurance providers. Whether allowing you to take care of small dental concerns before they become bigger problems or helping complex dental treatments become more affordable, a dental plan will help you and your family achieve better overall health.
Eighty-five percent of American adults believe oral health is extremely important to their overall health, according to a recent survey, and about 78% have dental coverage. It is easy to understand when you consider the overall value of dental insurance.
The Value of Dental Insurance
Dental insurance will make your dental care more affordable. With a focus on prevention, dental insurance usually covers professional services such as routine check-ups, cleanings, and exams at 100%. This helps you reduce your out-of-pocket costs, so you pay less for necessary dental care.
- Improved overall health- Research shows that good oral health has a positive effect on your overall health and well-being. During an oral exam, your dentist can detect signs of over 120 diseases.
- Encourage your routine dental care for long-term benefit- During preventive check-ups, your dentist can detect problems early and help you avoid more costly procedures in the future.
- Cost savings and budget management- Dental insurance helps you save money by covering up to 100% preventive cleanings and check-ups.
- Coverage for the unexpected- Oral health problems can occur unexpectedly. Dental insurance makes it more cost-effective to get the care you need easily.
Dental insurance allows you to get the professional care you need to maintain your oral health, which includes regular teeth cleaning, sealant treatments, and other preventive and restorative care. Daily brushing and flossing at home are a great start, but dental professional care is essential to achieving and maintaining a healthy smile and better overall health.
Dental Insurance Makes Your Care More Affordable
While it is vital to brush and floss regularly, it is also necessary to complement your efforts with regular professional care. Since dental insurance focuses on prevention, many services like preventive check-ups and cleanings are usually covered at 100 percent. Dental insurance helps reduce your out-of-pocket costs for procedures by sharing the cost. Without a dental plan, you are responsible for the full cost of your treatment.
Dental insurance helps you save even more money because it negotiates lower fees with its in-network dentists. With so many dentists participating nationwide, it is easy to find a dentist in their network.
It is Good for Your Overall Health
Research has proven that oral care goes beyond your smile; it also has a positive effect on your overall health. Studies have shown that oral health issues can increase the risk of heart disease and many other health conditions, including diabetes.
During your oral exam, your dentist can potentially detect signs in your mouth of over 120 diseases, including heart disease and diabetes. This can initiate earlier, less costly, and life-saving treatment. Also, when oral diseases go untreated, they might lead to problems with eating and speaking normally at all ages.
Dental insurance makes it easier to protect your entire family’s oral and overall health by helping you obtain the care you need and saving you money.
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