When it comes to protecting your family's oral health, Best Life's dental offerings center on a straightforward philosophy: make preventive care accessible and affordable, then provide meaningful support when treatment becomes necessary. Whether you're encountering Best Life's dental plans through your employer's benefits enrollment or working with a licensed broker, understanding their approach helps you make confident decisions.
The PPO Advantage
At the heart of Best Life's dental offerings lies the Preferred Provider Organization (PPO) model, a structure that delivers value across their employer groups and individual offerings. Best Life maintains carefully curated networks of dental professionals who provide services at pre-negotiated rates. When you visit an in-network dentist, you benefit from these negotiated discounts before your insurance coverage even kicks in.
Best Life's PPO structure uses a service-tier approach. Preventive services like routine cleanings, exams, and X-rays typically receive the most generous coverage—often 90% to 100%—because catching problems early saves everyone money. Basic restorative services, such as fillings and simple extractions, usually receive moderate coverage. Major procedures like crowns and bridges generally receive around 50% coverage, reflecting their higher costs.
Finding Your Perfect Plan
Best Life typically presents dental options through a tiered approach. Their high-option plans feature more generous annual maximums, lower deductibles, and broader coverage for specialized treatments. These work well for families who anticipate significant dental work or prefer comprehensive coverage.
Their low-option plans focus on essential coverage at modest premiums. While annual maximums may be smaller, these plans still provide robust preventive care coverage and meaningful support for basic treatments. Both plan levels use the same provider networks, so your decision can focus on coverage levels and costs rather than provider access.
Specialized Coverage and Network Flexibility
Best Life's dental plans often include orthodontic benefits, though availability varies by employer group. When offered, orthodontic coverage typically applies to dependent children under a separate lifetime maximum. Coverage for dental implants and cosmetic procedures varies considerably across plan offerings.
Best Life's PPO plans allow out-of-network care when necessary, though you'll pay more by losing negotiated discounts and facing reduced coverage levels. Before enrolling, confirm that your preferred dental providers participate in Best Life's network to maximize your benefits.
Understanding Your Investment
Best Life's dental plans operate on familiar cost-sharing principles. Your monthly premium maintains coverage, while modest annual deductibles typically apply to basic and major services (preventive care usually bypasses the deductible). After meeting your deductible, coinsurance determines how costs are split.
Annual maximums cap the insurance company's annual contribution while keeping premiums affordable and covering the majority of typical dental expenses.
Making Your Best Life Dental Choice
Selecting among Best Life's dental options depends on your family's dental health patterns and financial priorities. If your family maintains excellent oral health and primarily needs preventive care, their lower-premium options often provide everything you need. If you anticipate restorative work or prefer comprehensive coverage, their higher-option plans typically pay dividends.
Best Life's dental insurance reflects their commitment to protecting what matters most. By combining network-negotiated savings with thoughtfully designed coverage levels, their dental plans deliver the accessibility and predictability that help families maintain healthy smiles without breaking the budget.